Kootenay Insurance Services

Kootenay Insurance Agents & Insurance Brokers in BC

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A Strategic Partnership leveraging the strengths of East Kootenay, Kootenay Savings , Summerland and Nelson & District Credit Unions.
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Property Water Damage – Am I covered? Help!

March 27, 2018

Property Water Damage

Overland Water – Sewer Back Up – Ground Water – Service Line – Am I covered? Help!!!!

Spring melt is upon us and, with a snowpack higher than average, some areas have the potential of increased water flow that can cause property damage leaving residents at risk.

What has changed?

Emergency Management BC (EMBC) has published a notice of their position in regards to flood claims . They advise that that flood claims that were previously considered by EMBC will no longer be considered if a flooding disaster occurs and an applicant could have “reasonably and readily” purchased overland flood insurance. Due to this position many insurers are now offering coverages of this nature where, in the past, they were only available for commercial buildings.

What does this mean to you?

EMBC have transferred the onus to the property owner to investigate if coverage is available and purchase if you choose.

Available Water Coverage Definitions

Overland Water – Flood exposures such as overflow of a river or lake, sudden and accidental entrance of surface water, melting ice and snow, and sewer back- up at the same time as the mentioned events

Sewer Back-up – damage related to the backing up or escape of water from sewers or drains

Ground Water – sudden and accidental infiltration of water through the foundations from underground water sources

Service Line – damage to service line due to loss resulting from leak, break, tear, rupture or collapse of the line (including damage from tree roots)

Coverage for these perils is not automatically included in property policies sold in Canada and can only be added at your request. To review your current and available coverages or options we ask that you contact your Kootenay Insurance / McBain representative.

Filed Under: Recent News & Events

McBain Insurance Agency joins Kootenay Insurance Services Ltd.

June 26, 2017

mcbain

It gives us great pleasure to announce that McBain Insurance Agency located in Summerland BC has joined the Kootenay Insurance Services team effective June 1, 2017.

Kootenay Insurance Services Ltd. represents many of Canada’s largest and most stable Insurance Companies providing home, auto , commercial , recreation and travel insurance through it’s multi branch network with locations in Kimberley, Cranbrook, Invermere, Trail, Nelson and Crawford Bay. Founded on a strategic partnership leveraging the strengths of Kootenay Savings Credit Union, East Kootenay Community Credit Union , Nelson and District Credit Union and now Summerland & District Credit Union .

McBain Insurance Agency has operated in Summerland since 1970 and is a wholly owned division of Summerland Credit Union providing home, auto , commercial ,recreation and travel insurance . McBain Insurance is also an ICBC appointed agent therefore in addition to auto insurance , enhanced ICBC services such as drivers licensing.
Kootenay Insurance Services Ltd and McBain Insurance Agency will continue to operate under their individual established names and locations.

“This provides a great opportunity for Kootenay Insurance to expand beyond the Kootenay Region with two companies that hold similar values with an emphasis on our employees and to provide superior service and products to our clients” says John Sullivan CEO of Kootenay Insurance.

Kelly Marshall CEO of Summerland Credit Union added “ we are absolutely delighted to be combining our insurance operations with Kootenay Insurance Services. Through this new venture we will now have the strength and economies of scale to not only add value for our members and clients through access to a broader range of insurance products and suppliers but this transaction will also provide opportunity for employee development and advancement. This is a culmination of a two year review and evaluation process to determine the best option for members, employees and the credit union.”

With a vision of being our communities choice for insurance , this merger strengthens those roots.

Sincerely,

John Sullivan, CEO
Kootenay Insurance Services Ltd.

Kelly Marshall, CEO
Summerland Credit Union

Filed Under: Recent News & Events

Introducing a New Private Auto Insurer to our line of products!

May 11, 2015

Family AdFamily ad east

 

 

Kootenay Insurance Services is happy to announce that we have added Family Insurance Solutions to our portfolio of companies.

Established in 1989, Family Insurance was created to provide Home and Auto coverage to BC Residence.

We encourage you to contact any of our KIS locations today to see how Family’s Optional Vehicle Coverages compare.

Filed Under: Recent News & Events

KIS Cranbrook is again collecting for the Cranbrook Food Bank Society on November 28th, 2014.

November 21, 2014

Cranbrook KIS is again participating in the Annual Santa Claus Parade as well as collecting donations on behalf of the local Food Bank. KIS Cranbrook ad

So while your enjoying the Santa Claus Parade, take a moment to drop by Kootenay Insurance Services Ltd. with a food or cash donation. Any donation will also get your name into a draw to win the Inflatable Penguin Display that will be on top of our KIS car in the parade.

   KIS Penguins

Filed Under: Recent News & Events

TRAIL Office Donates to Local Food Bank

July 4, 2014

On top of Hosting an Amazing BBQ last month, our Trail staff was able to give back to our Community by Presenting a $1,000 Donation to the Salvation Army Food Bank.

2014 KIS BBQ CK to Salvation Army

Great Work guys, keep it up!!!

Filed Under: Recent News & Events

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